The "clean" case: a private trader's wallet

• Age3 years, steady activity with no sharp spikes.
• IncomingBinance and Bybit (KYC-exchange labels), a Lido staking contract.
• OutgoingThe same exchanges and a couple of DeFi protocols (Uniswap, Aave).
• Score3/100. Exposure: 92% exchanges, 8% DeFi. No sanctions, no freeze.

1. Format and network. The address is valid, the network is Ethereum — the one the deal is in. ✓
2. Sanctions. No matches in OFAC/EU/UK. ✓
3. Freeze. Not on the USDT/USDC blacklists. ✓
4. Age and activity. 3 years, a smooth history — this is not a "pass-through." ✓
5. Top incoming. KYC exchanges with labels — a transparent, verified source. ✓
6. Top outgoing. Withdrawals to the same exchanges and to known protocols — the behaviour of an ordinary user. ✓
7. Risk score and breakdown. 3/100; the breakdown shows only "exchanges" and "DeFi" — no risk categories. ✓
8. Materiality. There are no risk signals — nothing to assess. ✓
9. Patterns. No peel chain, no splitting, no transit through a mixer. ✓
10. Conclusion and record. We draft the verdict and save the report. ✓

Decision: accept without question. The origin of the funds is transparent — verified KYC exchanges and legitimate DeFi income. There are no red flags at any step.

Conclusion for the archive: "Address 0x… checked (date). Sanctions: none. Freeze: none. Score: 3/100. Exposure: exchanges 92%, DeFi 8%. Decision: accept. Grounds: transparent sources, a clean 3-year history."